Caring for Alzheimer's

Posts Tagged ‘insurance’

I have just recently found out that my grandfather is suffering from stage two Alzheimer’s, and cant afford his medicine that costs roughly 0 a month. and medicare is refusing to help him, he filed for disability but who knows how long that will take, and that’s IF they approve him this time. his insurance is not helping him. So if there is anyone who can please tell me about some grants. please. I’m scared. one month with out medicine is like 6 months without the stuff.please send me good links or book titles. or even just advice.
thank you all so much

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Our good friend and neighbor has came to my husband and me for advice about his mother. Our friend is physically handicapped and uses a wheelchair. His mother has been diagnosed with dementia or Alzheimer’s disease. She has been living in a residential facility where she has had round the clock care and supervision. Now the doctor is saying she can be dismissed and live at home. (I’m guessing that the real story is that her insurance coverage ran out.) My friend would like to invite his mother to share his home but he’s afraid he can’t take care of her properly. He is single and doesn’t get much help from other family members. His own health is fragile.

Do you have experience with a similar situation? Should he give it a try?
I had a family member with Alzheimers too. My personal feelings were to tell my friend, "No, don’t try this. I know you love your mother but don’t take on this responsibility that you are not physically capable of doing. Be her advocate and insist that she continue receiving residential care instead of allowing them to discharge her. Get social workers and other family involved in the financial arrangements for her care."

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My brothers, 2 cousins and I were blessed with the most awesome grandparents. They practically raised all of us, including MY kids. I had always said I wanted to be a the kind of grandparent that they were. Nothing and no one could ever come close to measuring up to them. But then again we all did no wrong in their eyes. When we were little, even as teenagers (imagine that), the only place we wanted to be was at Papa and Nana’s house. When I became an adult I considered them to be my best friends. My Nana and I did everything together. Unfortunately they passed away, Nana in 1988 and Papa in 2003. When my grandmother died I took care of my grandfather. Making sure he ate, had groceries and that he knew I was there for him with more love than I think he realized.

At one point I noticed that there were times when he would repeat a story he had just told me. Then he started calling me "Babe" most of the time. I figured out that he had the beginning stages of Alzheimer’s. My mother wasn’t speaking to him or me at that time and my uncle lived in NV. I called him and told him that he needed to do something to help his father. Medication, a doctor, whatever he needed. He never came. My daughters, my youngest cousin and myself took turns staying with him. There were times when he didn’t have a clue who we were. He had pulled out knives, his rifle or anything he could grab that was handy to him and threatened us. He usually would accuse us of breaking in and trying to rob him. Trust me, it got really bad sometimes. Especially for my daughter, she was pregnant during the worst of it.

Before his memory started going he had showed me his will. It stated that one third of his estate would go to my uncle, one third to myself and one third was to be divided between my brothers, cousins and his great grandchildren. One dollar to be given to my mother. He retired from the ship yards, worked there for most of his life. When he passed away my mom and uncle couldn’t collect on his insurance from the government because when I was born he added me as a beneficiary. So they were told they needed a form completed from everyone he listed in order to send payments. My mother was so mad. We each received a check for 00. But I felt in my heart there was nothing material or monetary that anyone could give me that had belonged to them or they would leave me that meant more to me than all the love, hugs and kisses I had received from them while they were alive. No child could have asked for anything better.

Here’s where I need help. Does anyone know how I would go about finding a copy of that will? Because doesn’t it say somewhere in it "being of sound mind and body"? When he showed it to me he was. I just recently discovered that my mom and uncle took the bulk of his estate. My brothers and one of my cousins received ,000 each. My other cousin and my daughters each received ,000. I received nothing except what I mentioned before. My brothers had barely gone to visit with him let alone help with caring for him. My cousin hadn’t set foot in my grandparents house even before my grandmother had passed away. It seemed to me like she couldn’t be bothered with him. She had never called him. You know, just to say hello, I love you Papa, nothing. It was as if she didn’t even know him.

It’s not that I’m looking to be paid but, right is right. All of them getting money for doing absolutely nothing for my grandfather when he needed his family more than anything. While those who did step up basically got sh** upon.

Any advice given, bad or good, will be really appreciated.
I don’t have a copy of it and can’t remember who drew it up for him.

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Did he simply play the i do not know card?
The last time it happened he had his eye ball rolled and was absent for few minutes before he said he does not know.
That was about the insurance coverage for contraceptives and viagra.
Did you know that experts are sure that McCain is simply showing signs of ARMI(age related memory impairment – dementia)?

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My mother has a severe case of Alzheimer’s/Dementia and she is virtually unable to do anything for herself now. She lives with my father who is not physically capable of taking care of her anymore. Her insurance only covers 100 days out of the year in a nursing home and they cannot afford to pay for the rest of the year themselves. Is there any way through insurance or some other means to have my mother covered for 365 days a year in a nursing home?

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Who pays for the expenses if something were to happen to a client and employee? Can this company be sued, and if so, is it required by law that they are insured and bonded?

Note: Caregiving company in California.
Do they have to show client and employee that they have the insurance and bond paperwork to them that they are bonded.

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I have applied for SS diability for myself and i’m caring for mom. I am living in her home with her.She owns her home.I moved to her home in Arizona June 22nd ’06 from Missouri. Do I qualify for any benefits or insurance?

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Who do I contact in order to get bonded? And what type of insurance will I need to get in order to be completely covered?

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My mom’s medicine has ran out this year and she has to wait til Jan. 2010 for her insurance to kick in. She is in her 2nd or 3rd stage of Parkinson’s and she needs some suggestions. She is not a rich woman, nor is she poor. Please any help would be more than appreciated. I wish i can help but i also dont know what i can do for her. Thank You sooo Much!

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My mom is 53 and has dementia and my siblings and I need to know when we should start planning her funeral. We are all under 30yrs. old and don’t even know where to start. She has no assets or life insurance, so we will have to pay for everything.

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